Building Modern Homes on Infill Lots Across Bay County

Panama Development Partners specializes in transforming vacant lots into high-quality, HUD-certified manufactured homes within Springfield and Panama City’s redevelopment areas.

Our model delivers faster construction timelines, predictable costs, and strong returns — while contributing to the revitalization and affordability of local neighborhoods.

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WHY MANUFACTURED HOMES?

Modern. Efficient. FHA/VA Approved. In High Demand.

Today’s manufactured homes are built to rigorous HUD codes, feature modern interiors, and offer exceptional energy efficiency. They provide a durable, attractive, and cost-effective solution for infill redevelopment.

Benefits include:

  • 45–60 day installation timeline

  • Fixed, predictable pricing

  • FHA, VA, and Fannie Mae financing eligible

  • High-quality materials and finishes

  • Lower maintenance than older site-built homes

  • Ideal for redevelopment districts and vacant lots

OUR INFILL DEVELOPMENT STRATEGY

PDP focuses on neighborhoods where manufactured homes are already approved and supported — especially the Springfield Mixed-Use Redevelopment Zone.

Our strategy is simple:

1. Identify undervalued vacant lots

Lots must allow HUD-code manufactured homes and meet redevelopment guidelines.

2. Install a brand-new manufactured home

Our direct dealer relationship provides factory pricing and consistent quality.

3. Complete utilities, finishes, and sitework

Small-scale improvements allow rapid project turnover.

4. Sell or rent units based on demand

Homes typically sell in the $185k–$210k range in this market.

COST STRUCTURE & PROJECT ECONOMICS

We believe in transparency.
Here’s the typical project investment profile:

Project Costs

  • Land acquisition: $25,000–$50,000

  • Manufactured home (factory): $74,000

  • Dealer margin: $10,000

  • Delivery, setup, utilities, skirting, decks: $18,000–$25,000

  • Soft costs + selling costs: $10,000–$20,000

Total Typical Investment: $130,000–$160,000

Resale Values

  • New manufactured homes in targeted areas:
    $185,000–$210,000

Projected Profit

  • $30,000–$50,000+ per project

This model allows for strong, repeatable returns with significantly less complexity than traditional new construction.

INVESTOR OPPORTUNITIES

Panama Development Partners offers a structured investment model designed to be secure, transparent, and scalable.

Investors benefit from:

  • Support of redevelopment zones with strong demand

  • Clear budgets and predictable timelines

  • Passive involvement — we handle all development

  • Return of principal + project-based profit allocation

  • First-position lender payback structure where applicable

Want to participate in a manufactured home project?

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